“EMPRESAS DE SEGUROS EN EL ECUADOR: SU CRECIMIENTO Y EVOLUCION”

Abstract

Companies and individuals are daily at risk so it is necessary to know what security measures should be taken to avoid serious economic positions resulting in a final bankruptcy. Effective advice to potential customer, because much of them, at the time of paying the premium, the decision suggests a negative answer when deciding to hire is required. Ecuador has not been victim of catastrophic events, for this reason many are unaware of the importance of ensuring homes, property, life, wealth. In recent years the policies of vehicles and Soat have increased because these has been a compensatory requirement when buying vehicles, including registration procedures and the high level of crime in our country. Insurance that are important are also health and life as a disease entails high costs of hospitalization, medicines and care they can prove to be very costly as critical cases ending in death. The method used in this study consisted of qualitative data collection, direct observation, insurance counseling and documentary research.