ALTERNATIVAS DE FINANCIAMIENTO NO TRADICIONALES PARA LAS PYMES DEL SECTOR COMERCIAL DE LA PROVINCIA DE LOS RÍOS

Abstract

This work was based on the financing alternatives that SMEs have in the commercial sector, either in financial institutions as a traditional alternative and through the Stock Exchange of Guayaquil as a non-traditional alternative, this to evaluate the probability of financing their activities. business turn, which allows generating more convenient benefits in different aspects, such as, economic, financial, among others, this, allows SMEs a progressive business growth. Reason for which the present work was developed showing tables and tables that show the benefits and risks of each alternative and in this way allow a more appropriate evaluation. In the same way, the explanatory, documentary, descriptive, and non-experimental types were used as research types; and, surveys were carried out in order to verify the hypothesis. Therefore, after the comparative analysis of financing alternatives and surveys, it was demonstrated that the most viable alternative that SMEs have as a non-traditional financing method that generates revenues and that also helps to know the stock market is the REB. Finally, it was concluded that it is important to have a different (non-traditional) financing alternative, especially for SMEs that seek business, economic and financial strengthening.