MERCADO BURSÁTIL, UNA ALTERNATIVA DE FINANCIAMIENTO PARA PYMES EN ECUADOR

Abstract

This paper describes the tools that adapt to the needs of SMEs as well as their advantages and disadvantages compared to traditional financing. Small and medium enterprises in Ecuador represent an important driver in the country's economy, despite the limitations that may arise, including the lack of resources and financing. Nowadays these companies, for lack of knowledge in most cases, opt for traditional financing through banking institutions, the same ones that often do not fit their requirements and the process for applying for financing is usually the same as for large companies. Companies, therefore it is often inaccessible. For this reason, the need arose to promote the various financial products offered by the stock market, so that in this way SMEs can opt for other tools and diversify their resources, both financing and investment. Real data obtained from an intermediary company of the Stock Market and Bank are shown, to understand the advantages described in this study, and the need to publicize said benefits or alternatives to business owners belonging to the Pymes segment.