PROPUESTA PARA LA IMPLEMENTACIÓN DE LA EDUCACIÓN FINANCIERA COMO HERRAMIENTA DE RESPALDO AL PLAN DE INCLUSIÓN EN EL ECUADOR

Abstract

The subject of financial education in Ecuador has been very much in the last decade, however, it has not been possible to demonstrate its representative participation in strategies of financial inclusion, which gives rise to statistics with a minimum knowledge of ways of saving, investment or financing that influence low rates of prosperity and poverty reduction in the country. The objective of this paper is to analyze the current situation of financial education in Latin America and Ecuador for sectors included and not included financially in order to develop a proposed financial education program that supports the inclusion strategies proposed in Ecuador. It is carried out through a descriptive and exploratory research with a qualitative approach through data from different authors, it is concluded that focusing financial education programs on excluded sectors supports the inclusion plan in Ecuador immediately and sustainably, granting two benefits immediately that of the accessibility or inclusion and in turn the sustainability of knowledge within a financial system for the benefit of prosperity and poverty reduction in Ecuador.