ANÁLISIS FUNDAMENTAL DE LAS PRINCIPALES INSTITUCIONES FINANCIERAS DE DESARROLLO PÚBLICAS EN EL ECUADOR

Abstract

The role of development finance institutions (DFIs) is vital for the economic development of nations. These institutions relocate financial resources into areas which are critical in promoting economic, environmental and social benefits. They are suppliers of financial services for the marginalized sectors which are considered highly risky for the vast majority of financial institutions. They are an engine of economic recovery and they promote industrial and technological development. In Ecuador the three major development finance institutions are the National Development Bank, the National Finance Corporation and the State Bank. This paper aims to analyze financial, organizational and banking indexes to have a clearer and more transparent picture of the status and capacity of Ecuadorian DFIs. This paper begins with a conceptual overview of different indexes and financial ratios of financial depth and then it presents the results of the research and draw conclusions that could make way for future analysis and researches. The results showed that currently the IFD of Ecuador have many gaps and are in need of an efficient state intervention to promote appropriate measures to gradually improve the dynamics of the sector economic and financial policies.